![]() It was created by a CPA, so that says something right there.ĭownload: Newsletter signup required 6 Zero-Based Budget Spreadsheet This one is a spreadsheet and includes a PDF budgeting worksheet version as well. Also has a handy fuel calculator.ĭownload: Newsletter sign up required 5Free Budget Template This user-friendly Excel family budget template has just the right amount of features to help you get your budget in order.ĭownload: Click here to download 3 Financial Snapshot and BudgetĪ colorful and easy way to track your budget and overall Financial Snapshot!ĭownload: Excel File (XLS) | Google Docs 4 Williams Budgeting SheetĪ monthly budget spreadsheet complete with written and video tutorial on how to use it. So if you have struggled with budgeting in the past and just want a simple solution that works, definitely check it out. It is a simpler, easier, and more effective alternative to traditional budgeting. And I struggled to find anything that worked for Linda and I until we discovered the Real Money Method. Long story short, I have been testing out budgeting apps, software, and spreadsheets for the last 13 years (I know pretty nerdy). If you have a spreadsheet that you have built or have found (that is free to distribute) please provide a link to it in the comments below. Some may also work with Google Docs, but I have had bad luck with some of my imports into Google Docs.Įach of the budgeting sheets below have their own strengths and weaknesses, so give try them out, see what works, and make tweaks and changes if necessary. Our budget is based directly off of these templates and we have used them for years in order to control our spending, show us were our money is going, and to give us timely information about the state of our finances.But whether you like to create spreadsheets or just like to use them, we have a lot of good options for you!Įach one of the sheets below are free and are designed to be used with Excel, but will more than likely work if you use OpenOffice (basically a free version of Microsoft Office). We have two basic templates that you can use to create your own budget. ![]() Below the video we also have links to a template that you can use to create your own budget. In the quick tutorial below you will see how we created our budget in Google Sheets and learn how to create your own. To complete our budget, we use Google Sheets. To begin with, we break our expenses down into two basic sections, wants and needs.ĭepending on your situation, you may need to edit your needs and wants, but we break them down into the following categories:īy keeping each of these areas in our budget, we are able to track our spending and determine if we really need something or if we want it. To get more specific with our budget we need to examine our costs each month. Some items, like our mortgage, or fixed, but others change depending on the month. Our expenses, costs, are what change on a month to month basis. If your income is not as predictable, we would recommend that you update your budget often to better track your income and try to find an average monthly income. We know what we are going to earn each month, and we can plan very far in advance because of this. For us, we have two general areas that we use as our starting point, income and expenses. Once you have your general areas, you can begin to get more specific with each of the areas. ![]() When you are looking to start a budget you really want to break down your areas of concern as simply as possible. You will also find links to our budget and downloads if you prefer a different version. Below you will find resources to help you start your own budget along with a tutorial on how we setup our budget. We use Google Sheets to help us keep our budget in order and with us at all times. Our budget is fluid, flexible, and works for us. ![]()
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It is very normal to want to change the body that you cme in, or at least, make some improvements. ![]() ![]() Ukraine was also increasingly popular among students from countries like Nigeria and Algeria, as well as maintaining its popularity with students from other post-Soviet nations, such as Azerbaijan and Turkmenistan.Ĭhinenye Ejikeme, a 21-year-old student from Nigeria, arrived in Georgia this March, but in 2019 she decided to earn her undergraduate medical degree in Ukraine. The majority, about 24 per cent, came from India, followed by Morocco at 12 per cent. ![]() The government made significant investments in the sector and offered flexible terms to those who could not afford expensive European and American universities.Īccording to Ukrainian government data from 2021, Ukraine was home to over 76,000 foreign students out of a total student population of just over 1.1 million. Promoting Ukraine’s higher education at an international level remained a key priority for the country’s Ministry of Education and Science following the collapse of the Soviet Union. Renowned for its high-quality science programmes in particular, many African and Asian students have chosen to study in Ukraine since the 1960s. Ukraine was home to some of the leading universities in the former USSR. Ukraine: a long history of international students They mainly come to our medical school, but there are students in other faculties such as business, international relations, IT and psychology,” Shengelia tells Equal Times.Īccording to data published in 2023 by the National Statistics Office of Georgia, the number of foreign students in Georgia’s both public and private universities has almost doubled from around 14,000 from before the war to just over 25,000 today. “More than 500 students have transferred to our university from Ukraine following the war. Kakha Shengelia, the president of the CU says that the latest developments in Ukraine have been a game-changer for higher education in Georgia. I knew that the education quality there was really good so I didn’t hesitate about moving here,” says Krishna, who enrolled at Caucasus University (CU) this March.ĬU is one of the leading private universities in Tbilisi, the capital of Georgia. “I took a one year break and then I heard that Georgia was inviting transfer students. From there, she started exploring alternative options to continue her studies abroad. “We had to stay at the border for three days in really cold weather.” Unlike a number of African and Asian students who have spoken out about their experiences of racism while trying to flee Ukraine, Krishna says that her main issue was the sheer volume of people trying to reach safety: “ We had a hard time crossing the border because it was extremely crowded.”Įventually Krishna was able to enter Romania, where she spent a few days in a shelter, before being repatriated to her home state of Kerala in India. Our families called us and that’s when we came to know that there was shelling and moved to bunkers,” she recounts.įearing that she would not survive the war if she stayed in Ukraine, Krishna immediately headed to the Romanian border. “My friends and I were in our apartment, and we didn’t know what was happening outside. Even though there were warnings about a possible Russian invasion in early 2022, Krishna says that she didn’t fully grasp the seriousness of the situation. Krishna never imagined that one day she would have to flee the country due to a war. “The study was very good, and I felt really comfortable there.” ![]() “The first option for me was Ukraine,” she tells Equal Times. ![]() Krishna is one of the approximately 18,000 Indian students ( according to Ukrainian government data from 2021) who had chosen Ukraine for their undergraduate studies before the war broke out. Every day before my birthday, I’ll remember that traumatic event,” she says. “The war started the day before my birthday. Megha Krishna, a 23-year-old student from India, was in her third year at Ternopil National Medical University in Ukraine, when on 24 February 2022, Russia invaded the country. ![]() ![]() Nevertheless, Albright's enthusiasm for this music is contagious, and his deeply felt, communicative reading of Eccentricity remains a joy to hear. This was the first time Johnson's music had ever been treated as repertoire and Albright was simply not a pianist who would stand on ceremony, even with such a milestone at hand. Johnson's difficult rags are played with a slight sense of reckless abandon. Impetuous, loose, and driving, Albright's interpretations of James P. ![]() While they did write one rag together and were close friends, to judge from this disc, Albright was an entirely different animal from Bolcom. ![]() Bolcom's Joplin playing has the advantage of being clean, even, and respectful without quite subscribing to the Joshua Rifkin interpretation of Joplin's mandate that "it is not right to play ragtime fast." Bolcom's tempos are brisk without racing - which was probably what Joplin was militating against in the first place - and are not leaden and under-syncopated, which Rifkin's often were. ![]() By April 2009, more than three decades had elapsed and practically every note with Joplin's name attached to it has been recorded numerous times in a bewildering array of choices. Ultimately, this disc resurfaced on MusicMasters and Musical Heritage Society Jazz Heritage Society is the jazz-oriented label belonging to MHS.Īt the time this was made at the University of Michigan's Hill Auditorium in June 1975, Joplin's collaborative rags - works co-written with other composers, achieved through alternating strains - were relatively rare, and Bolcom had already given this subgenre a shot in the arm in 1971 through recording the album Heliotrope Bouquet for Nonesuch. There was a time when Ann Arbor, MI, was a flashpoint for traditional jazz and ragtime in the 1950s, the Boll Weevil Jazz Band was a hot ticket, and figures like Bolcom and Albright were major players in the ragtime revival of the 1960s and 1970s. ![]() Johnson works, respectively it originally appeared as an LP on the University of Michigan label in 1976. Features the song "The Show Biz," which was replaced by "I Have a Feeling," which was in turn cut before opening in New York.Jazz Heritage Society's Ragtime is yet another edition on CD of a very well traveled recording once issued under the title of Ragtime Back to Back it features the back-to-back talents of pianist/composers William Bolcom and William Albright in Scott Joplin and James P. Drabinsky (5), Jay David Saks (62) Liner Notes Marty Bell (3) Conductor Ted Sperling (40) Orchestrations William David Brohn (72), Moe Koffman (4) Vocal Arrangements Stephen Flaherty (76) Performer Jim Corti (4), Mary Bond Davis (16), Michael Fletcher (6), Peter Friedman (7), Mark Jacoby (20), Marin Mazzie (49), Audra McDonald (76), Brian Stokes Mitchell (60), Lynnette Perry (18), Nick Rose (2), Camille Saviola (3), Steven Sutcliffe (4) Notes Recorded while the show was in rehearsals in Toronto. Show Details Show Ragtime (12) Music Stephen Flaherty (76) Lyrics Lynn Ahrens (64) Book Terrence McNally (24) Recording Details Date 1996 Type Audio / Stage Cast Language English Location Canada / ON / Toronto Producer Garth H. ![]() ![]() However, these files tend to be large in size and may not be suitable for online distributions and social sharing (when there are limits to how large the video file should be). MOV files offer the highest quality and preserve the original resolution of your video project. When you export a video from Apple’s Final Cut or Final Cut Pro X, it is typically saved in the MOV format. It is known for its high-quality playback and excellent editing capabilities. The MOV format, developed by Apple, has been in use for a long time and is widely supported across different operating systems, including iOS and macOS. MOV: High Quality and Editing Capabilities Now, let’s explore the characteristics of the MOV and MP4 formats in detail. This is all so that the videos are efficiently compressed without significant loss in quality. They ensure a balance between compression and picture quality. Within these containers, video files are encoded using codecs, which are responsible for compressing and decompressing the media files.Ĭodecs help determine the video quality and file size. ![]() ![]() These containers ensure that the video file is compatible with various operating systems and video players. MP4 and MOV are just common container formats, like AVI, MKV. These containters provide a standardized way to store and transport these compressed audio and video streams. Video file formats are essentially containers that store both the video and audio data in a compressed format. ![]() Before diving into the specifics of MOV and MP4, let’s first understand the concept of video file formats. ![]() ![]() Recommended Age: Suitable for 6 years & above. 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